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Last Will and Testament

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Why you should make a will

When you reach your adulthood, you spend most of your time working and making sure that you provide your loved ones with all what they need in order to have a comfortable life. With time you buy a home, you save money, you may have some investments, bonds or shares, and you invest in personal possessions as well. The only thing that many don’t think about during all these years is to get a will, despite it being one of the most important things you will do in life for your loved ones, so they get exactly what you wish once you are not with them anymore.

Benefits of having a last will and testament


Name the right legal guardians for your children if you and your spouse can't be there.

Appoint someone to settle your affairs.

This person will ensure that your beneficiaries receive their inheritance as requested.

Financial security for loved ones.

Ensure that those closest to you are adequately provided for after you have gone.

Create your last will and testament today.


Who should have a will and why is it so important?

Although everyone should prepare a will, this becomes crucial when you have children, have savings, own your property, have investments, own a business or have insurance policies.

Making a will is important because it is the only way to let your family know how you want your possessions, money and property, known as “estate”, to be distributed when you die. If you don’t leave a will, then all your possessions will be distributed according to the Rules of Intestacy. In other words, you will not have a say on who receives what or how much. These set rules may not benefit your family members the same way as you want, or may not be the most tax-efficient way of distributing your estate.

What to consider before making a will?

Before making a will there are certain things that you need to think about, even if you use the professional services of a solicitor. These are:

Your estate

Before preparing your will you need to think about what are the possessions you will likely have when you die, including your properties, money, investments and animals. Before your estate is distributed among your beneficiaries all your debts and the funeral expenses must be paid. When you have a joint bank account, the money you leave in it passes automatically to the other account holder and you can’t leave it to someone else.


Who do you want to benefit from your will? Individuals, such as family members or friends, or a specific organisation, such as a charity? You need to take into account that many things can change by the time you die, so you need to make sure that the will you prepare does not present problems in case there are major changes in your circumstances. When leaving specific possessions to specific people it is crucial to be very clear and provide as many details as possible, so there is no doubt about the legacy and identity of the beneficiary. You can do this by providing the full name of the person and the relationship to you and a clear description of the items you want them to keep.


Who are the executors? These are the people you choose to be in charge of dealing with your estate after your death. The will should name the executors and they can be friends, relatives or a professional such as an accountant or solicitor.