If your home were to subside, burn, or be damaged by extreme weather it covers the costs of rebuilding or repair.
If you want to protect your furnishings and other personal possessions against insured risks such as flood, fire and theft.
Gadget insurance is flexible and affordable, so you can easily insure the items that really matter to you.
You should advise your insurer if your property is a listed building as this may require specialist insurance.
If you lost everything in your home, would you be able to cover the costs? Protect against loss, damage, theft and more.
Renting a property out? The chances are you'll want specialist cover as a normal house policy might not be sufficient.
Covering a flat is a little different than to house as there are shared parts of the building to consider.
As with any property, buying the right type of home insurance is important if you want to make sure you’re fully covered.
There are two things that home insurance is designed to protect. The structure of your home, the buildings and its contents. You can either have separate cover for each or combine both into one policy.
Buildings cover extends to the walls, windows, roof etc and also covers permanent fixtures and fittings such as baths, toilets and fitted kitchens. A simple way to know which is which is to imagine you tipped your house upside down and shook it, what falls out would generally be considered as the contents.